Basant Finance Gold Loan
Very competetive rate of interest
A name you can trust for your immediate financial need
Basant India Limited (An NBFC)
Life is full of opportunities. Do not allow the opportunities to pass just because of financial constraints. Get instant gold loan by bringing your gold jewellery at any branch of Basant India Limited. Your gold stays safe while you can go ahead and take advantage of every opportunity. Basant India Limited is the ultimate solution for your financial needs. You can avail Gold loan whenever you need funds for education of children, business expansion, down payment for purchase of property or automobile, medical emergency, holiday with family etc.
Loan Disbursal in a few minutes
Quick and Easy Documentation
Complete Safety of Jewellery
No Bank Account needed*
- Instant Gold Loan : Instant loan up to 10 lacs against gold Jewellery
- Attractive Interest rates* : Attractive Rate of Interest 1% pm
- Quick and Easy Process : Loan Disbursal in less than 30 minutes
- Hassle Free Documentation : Two KYC documents as per RBI norms.
- No Burden of EMI : Only monthly interest to be paid. Principal to paid as bullet payment at the end of the loan tenure.
- Short Tenures : Loan available for short tenures (6 and 12 Months)
- Different modes for Quick Disbursal : Cash disbursements for less than 2 lac of loan amount. Loan disbursement by DD, NEFT, RTGS, Digital Mode also available.
- Digital renewal : Digital renewal facility available.
- Part Payment Facility : Prepayment of principal facility available without any extra charges.
- TOP-UP facility available : During the turnure of the loan you can avial additional loan also.
Documentation
- Two passport-size photographs
- Valid ID Proof such as Passport Copy / Aadhaar Card / Voter ID Card/ PAN Card / Driving License. Any one of these document to be submitted.
- Address Proof such as Passport Copy / Aadhaar Card / Voter ID Card/ Rashan Card / Driving License / registered lease or title deed / Bank Passbook for the last three months.
Terms and conditions apply*
FAQs
It is easy to get a loan from us against pledge of gold ornaments. Just walk into our branch and choose the scheme best suited to your requirements. No CIBIL score is required for getting Gold loan from us. Our employees will guide you regarding everything for availing the loan.
You have to provide gold jewellery or ornaments as a collateral to get an instant loan. The loan amount is assessed by our employees after examining the purity in carats and weight.
Average price of gold for the last 30 days is used to estimate the value of your gold. Visit a Basant India Limited branch near for a gold finance to get the actual value pegged to your asset. The value of Basant India Limited gold loan per gram for today is linked to actual market rates applicable for the day
For documentation process following are the identity and address proof documents & you need to submit copies of any two of them.
- Ration card
- Pan card
- Driving license
- Voter Id
- Passport
Yes, a small processing fee is as token of processing the loan application, which is informed clearly.
Cash for gold means that anyone can pledge his/her gold ornaments and get instant cash. When you pledge gold jewellery for loan you get cash on the basis of the market price of gold. The permissible Loan is calculated by the branch employees which is explained to the customer in detail.
You can get up to 75% of the value of the gold. The value is assessed on the basis of purity of gold.
Like every other loan, borrower will have to pay interest on the amount he take as a loan. The rate of interest and conditions to repay are informed in detail while loan is given.
Gold loan can be availed against gold ornaments viz chain, Rings, bangles and bracelets etc.
The gold you pledge with us is stored safely in our lockers and storage units. You can be assured that safes with security standards and electronic surveillance is used. In addition we insure the pledged gold for its full value.