Basant India Limited An NBFC

About Us

"Basant India Limited-Gold Loan" is flagship product of Basant India Limited, a company promoted by a well known industrial house based in Delhi. With an intent to be partner in your progress and prosperity Basant India Limited has decided to enter into the world of finance. Basant India Limited-Gold Loan is launched to fulfil your dreams and to provide wings of success to your business desires.

Easy Processes

We sanction gold loans quickly and without any problems to our customers. No credit rating or credit scoring is required. Walk into any one of our branches and get loan against your jewellery instantly. Our employees will do purity check in front of you and calculate the value of ornaments. Loan will be sanctioned within minutes. Our motto is to serve you quickly and build trust for forever. Ethics and moral Integrity are our core values. Committed to give you maximum possible delight while you deal with us.

Minimum Documentations

We need very few documents to sanction loan against gold jewellery. Just carry your ID and Residence proof for KYC requirement. We don’t need guarantor for Loan against gold jewellery. We shall provide you certificate of value of your gold ornaments along with their complete details while accepting as security. We assure you that there is no threat to your jewellery pledged with us.

Competitive Rate of Interest

We offer loan against gold at very reasonable interest rate starting just with 1% PM. You have multiple schemes to choose from. There are available multiple schemes in which rate of interest variations can also be made use of. We don’t levy any hidden charges and believe in 100% transparency in all aspects of interest rate and other charges. Our processing charges are bare minimal starting from Rs.25 onwards.

TOP-UP facility avialable

During the tenure of the loan you can avail additional loan also depending upon the prevailing market value of the gold jewellery.

Your Gold Jewellery is Safe

Your gold is kept in lockers within secured Room. We adhere to high standards of security and surveillance. The Gold kept with us is also comprehensively insured for its market value.

Flexibility in Repayment

We have formulated attractive schemes to suit to your needs giving you the flexibility to choose and pay your interest on Monthly, Bi-Monthly or Quarterly basis. Only due interest is to be paid regularly without any compulsion to pay the principal within the loan tenure. Principal can be paid at the end of loan tenure or as a bullet payment during the tenure of the loan. Bullet option gives freedom to repay any amount any time during the tenure of the loan as per individual's convenience. Various Digital modes of repayment are available.

FAQs

It is easy to get a loan from us against pledge of gold ornaments. Just walk into our branch and choose the scheme best suited to your requirements. No CIBIL score is required for getting Gold loan from us. Our employees will guide you regarding everything for availing the loan.

You have to provide gold jewellery or ornaments as a collateral to get an instant loan. The loan amount is assessed by our employees after examining the purity in carats and weight.

Average price of gold for the last 30 days is used to estimate the value of your gold. Visit a Basant India Limited branch near for a gold finance to get the actual value pegged to your asset. The value of Basant India Limited gold loan per gram for today is linked to actual market rates applicable for the day

For documentation process following are the identity and address proof documents & you need to submit copies of any two of them.
  • Ration card
  • Pan card
  • Driving license
  • Voter Id
  • Passport

Yes, a small processing fee is as token of processing the loan application, which is informed clearly.

Cash for gold means that anyone can pledge his/her gold ornaments and get instant cash. When you pledge gold jewellery for loan you get cash on the basis of the market price of gold. The permissible Loan is calculated by the branch employees which is explained to the customer in detail.

You can get up to 75% of the value of the gold. The value is assessed on the basis of purity of gold.

Like every other loan, borrower will have to pay interest on the amount he take as a loan. The rate of interest and conditions to repay are informed in detail while loan is given.

Gold loan can be availed against gold ornaments viz chain, Rings, bangles and bracelets etc.

The gold you pledge with us is stored safely in our lockers and storage units. You can be assured that safes with security standards and electronic surveillance is used. In addition we insure the pledged gold for its full value.